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0:12 Bismillahirrahmanirrahim. Peace be upon 0:15 you, brothers and sisters, may Allah 0:17 have mercy on you. Alhamdulillah, we 0:21 can be together again in a Muslim 0:23 business that hopefully will inspire us 0:27 all to be able to walk more lightly in 0:30 facing whatever Allah gives us. Let's 0:33 not forget to recite the salawat ( 0:35 praise and blessings) for our beloved 0:36 leader, Muhammad Rasulullah sallallahu 0:38 alaihi wasallam. 0:39 Hopefully, we will be reunited with him 0:42 at the time we miss so much in the 0:44 final day. Brothers and sisters. By the 0:47 way, are you among those who are 0:49 resilient? It seems like the topic this 0:51 time when we were off air talked about 0:53 that, namely being resilient when being 0:55 thrown. Okay, let's greet our resource 0:57 person. Peace be upon you. And peace be 1:01 upon 1:01 you. 1:02 So, 1:02 what exactly is expensive to throw? 1:06 Plastic bucket. 1:08 Our topic is precisely how to 1:11 survive economically, a smart way to 1:13 survive in the most difficult times. 1:16 Well, smartly surviving in the most 1:17 difficult times, and right now it seems 1:19 difficult to the third power, right? 1:22 Okay, let's listen with all our hearts, 1:24 with all our souls, with all our 1:25 feelings so we can absorb it well. 1:27 Please do. 1:28 Thank you, Nuring. 1:29 Bismillahirrahmanirrahim. 1:30 Assalamualaikum warahmatullahi 1:31 wabarakatuh. Waalaikumsalam. 1:32 Alhamdulillah. 1:33 Blessed brothers and sisters, before I 1:36 begin, actually my material today, 1:38 economic survival is one of the good 1:41 news that I want to share with the 1:43 viewers and listeners of the results, 1:45 yes. 1:46 I want to buy three. 1:48 Okay, that's right. 1:49 So I will give three gifts or three 1:51 good news for my friends at Rasil, 1:53 Rasil listeners, Rasil viewers. Uh, 1:57 there are three good news that I will 1:59 give. But before we start this study, I 2:02 want all my friends to first note down 2:05 my cellphone number, okay? Because I've 2:09 changed it three times, four times, 2:11 five times, so that this doesn't happen 2:13 ...for whatever reason, eh, you'll 2:14 definitely contact me and you'll need 2:16 our broadcast today. Note my number 2:19 0822 608 8060 2087, okay? Try 0822 ee 2:29 8060 2087, okay? Uh, that's the first 2:37 one. Save that number. Then secondly, 2:41 listen to today's broadcast with 2:43 positive thinking. Positive thinking, 2:48 positive feeling by also managing a 2:50 positive feeling mode so that what? So 2:54 that good things come. Something good 2:58 comes to you even in the midst of 3:01 difficult times. So I was just saying 3:04 to Mas Krisa, this week I'm the 3:06 happiest. Right. Why? Because I radiate 3:10 a positive aura, 3:13 radiate positive thinking, positive 3:15 feeling, then positive things also come 3:17 to me. H 3:20 because the hadith is clear that my 3:22 servant depends on how my servant 3:24 thinks about myself. So actually, if we 3:29 want to translate this hadith with 3:31 Western theory, it is what is called 3:34 the law of attraction. The law of 3:37 attraction. Like attracts like. 3:40 Something similar will attract like. So 3:43 this week I've been really amazing. 3:45 Suddenly, it was Tuesday or Monday 3:48 night, I forget. Suddenly, my brother 3:52 called us tomorrow, ee, ee, we're going 3:55 to form a merger company. So suddenly, 4:00 there was a family in Bogor who owned a 4:03 hefty 1,861 hectares of land. That 4:07 makes a city like BSD 1,861 hectares. 4:12 He asked to collaborate with our 4:15 company because we were in the property 4:18 sector and he owned 1,861 hectares of 4:21 land. He agreed to us merging our 4:24 companies to form a new company he 4:26 called 3B. BBB, 2B is pig, this is BBB. 4:32 Uh, BBB is ee, ee, our company is 4:35 called Bumi Darussalam. So, Bumi ee, 4:39 Blessing, Bumi Saudara. He has a 4:42 company of seven brothers. Finally, we 4:44 created a new company where, amazingly, 4:47 they gave us a 55%ownership stake. We 4:51 managed ee, ee, we looked for funding, 4:55 ee, 4:56 ee, they owned land assets, 4:59 yeah, 1,000 ee, ee, 861 hectares. So 5:05 the land and the money were already 5:06 there. Ah, suddenly, after we agreed, 5:10 an institution came along—zakat, 5:13 infaq, sadaqah, and humanitarian waqf. 5:16 Ustaz, we'll chip in 10 billion. 5:19 But we're asking for 10 hectares to 5:21 build an Islamic boarding school and a 5:23 boarding school. Okay, we'll give you 5:25 10 hectares for 10 billion. suddenly 5:29 came again, "Ustaz, we are interested 5:31 ee because the land already has 400 5:34 lecturers will be made into lecturer 5:36 housing which seems ee will be 5:38 interested in ee to make lecturer 5:40 housing. Then approximately 2,000 3,000 5:44 soldiers for army housing, 5:46 yes. So another 20 billion came in, 5:50 yes. So suddenly why did so many come? 5:54 Yes, suddenly in 5:55 a row again, yes. He. 5:56 Ee yesterday a day ago suddenly there 5:59 was a financing company, ee Ustaz, we 6:02 appointed Ustaz as the main partner. I 6:07 asked ee how much is the fund? Later 6:10 this is the second material we will 6:12 discuss. How much is the funding for 6:14 Hajj and Umrah? The funds are unlimited 6:16 , Ustaz. Suddenly yesterday I was 6:19 invited to zoom," Ustaz, I also brought 6:21 our main partner who is the best in the 6:23 field of Hajj and Umrah. Because I 6:26 asked to give the biggest ujrah, let's 6:28 talk about meeting. Suddenly, last 6:32 night or afternoon, I forgot, I agreed 6:35 with a senior friend of mine at UI who 6:38 owned a company from Singapore who said 6:41 he could breed wealth up to 4 trillion 6:45 rupiah. So that's inna ana indoni abdi. 6:50 So positive thinking, positive feeling. 6:52 If we think positively and feel 6:54 positively, then positive things will 6:57 come into our lives. Likewise, if we 7:01 think negatively and feel negatively, 7:03 then bad things, difficult things will 7:06 come into our lives. Okay, let's start 7:08 discussing the first one. Economic 7:10 survival, a smart way to survive in the 7:13 most difficult times. Why am I bringing 7:15 this topic up? And the good news is 7:17 that the book, Economic Survival, a 7:19 Smart Way to Survive in the Most 7:20 Difficult Times, is already finished. 7:23 So actually, this is the topic of my 7:24 discussion next week at my home mosque, 7:26 I was 7:27 invited to, ee, talk 7:30 about economics. I titled it Economic 7:32 Survival, a Smart Way to Survive in the 7:35 Most Difficult Times. And this book is 7:38 finished, and God willing, I will give 7:41 it away for free. Well, friends who 7:46 want to, you can WA me later, I will 7:49 send the file to be read, to be able to 7:52 print it yourself, it's free. Smart 7:55 economic survival in the language of 7:57 surviving in difficult times. The 7:59 question is when we used to hear the 8:02 Jokowi era, the winter is coming, 8:04 winter has arrived, 8:06 right? So if we look at yesterday the 8:09 US Dollar reached 17,300. Today, if I'm 8:13 not mistaken, the figure is already 8:16 16,441. Let's see what the exchange 8:19 rate is today. It turns out the dollar 8:23 exchange rate today is 16,000 327,400. 8:27 So the dollar has strengthened quite a 8:29 bit again, right? 8:30 Uh, but it's still at 16,300, right? In 8:36 fact, during the 1998 monetary crisis, 8:38 the price of a dollar boarding house 8:40 was 16,000. Now it's more than 16,000. 8:43 Well, what indicators are visible? Then 8:46 we also look at our inflation, eh, year 8:49 on year, it's approximately 3%. Our 8:54 trade balance and imports have declined 8:56 slightly. And if we look at the 9:00 predictions, we hear why I wrote about 9:03 economic survival because it's 9:06 predicted that things will be bleak 9:08 until 2030. If we look back at 2023, 9:11 when there was Typhoon Aqsa, the 9:13 Palestinian Aqsa storm that attacked 9:16 Israel. Then there was the 9:20 Ukraine-Russia war, which accelerated. 9:25 Then, we entered another tariff war 9:27 between China and the United States and 9:30 the rest of the world. So, the world 9:34 situation is not good. And if we look 9:38 at it, the crisis isn't just news on 9:40 television or just statistics; it's 9:43 already knocking on our door. 9:46 Masyaallah. J. If we look at it, how is 9:49 it? Shopping money is getting thinner, 9:53 wallets are getting emptier, bills are 9:55 endless, never-ending, all of it is 9:57 like that. The price of basic 10:01 necessities is rising. Then layoffs are 10:04 everywhere, debts are difficult to pay, 10:07 the rupiah exchange rate is plummeting, 10:10 bank interest rates continue to rise, 10:12 many loans are failing, and online 10:15 loans are everywhere. What are those 10:18 indicators? So, yes, the situation is 10:21 indeed critical, difficult, or rather 10:24 difficult. So, the question is, what is 10:28 this crisis? Prices are going up, 10:30 that's definitely felt. And we're 10:32 celebrating Eid again tomorrow, right? 10:33 Well, we don't know who the victims are 10:34 . We'll see, and inflation will 10:37 definitely rise when the economy 10:39 expands. Then why, the question is, why 10:43 are we so late in realizing every 10:46 crisis? It's routine, it's routine. If 10:50 we look back at 1998, it started with a 10:53 financial crisis, an economic crisis, a 10:56 political crisis in 1998. In 2008, 10:59 there was another crisis. So, a crisis 11:01 is something that repeats itself. 10 11:04 years later, in 2008, there was the 11:06 Supreme Mortgage, housing credit in 11:08 America, and suddenly it spread 11:10 throughout the world. Then in 2008, 10 11:15 years later, there was another crisis 11:18 in 2018. Okay. 11:22 Then, after that, Covid-19 emerged, 11:25 another crisis in 2020. Now, in 2024 or 11:28 2025, Donald Trump suddenly introduced 11:32 this tariff policy, so the world is not 11:36 doing well. So, is this crisis a test 11:42 or a warning? A test to teach us what? 11:46 To be grateful, patient, and trusting 11:50 in God. But it's also a goal or a 11:52 warning if we continue to be 11:54 consumptive. That's why the first 11:59 chapter, which discusses the current 12:03 situation, is needed, and that we are 12:07 in crisis mode. That's why we need 12:11 economic survival. That's why the 12:13 economy must survive. None of our 12:15 fellow entrepreneurs dare. I remember 12:17 at the end of the year I said, "Let's 12:19 wait for the signal, we'll see until 12:22 the 6th. It's almost 6th. Will the 12:26 conditions be better so we can do what? 12:29 But if not, we'll make it better, well, 12:32 yesterday my younger brother just came 12:34 back from America after 30 years. He. 12:36 Later, next month on the 7th, he'll be 12:38 back. I asked how the conditions in 12:40 America are? Oh, it's getting worse, 12:42 yes, the conditions in America are 12:44 getting worse, and usually when a par 12:45 happens in America, Indonesia will also 12:47 get a share. There were even people 12:49 saying there's a possibility that I 12:50 could be laid off too, bro. Even though 12:51 I've been in America for 30 years, I'm 12:53 an IT expert. His work is not trivial. 12:57 He's a programmer at Meta, 12:59 at Facebook, at YouTube, who is indeed 13:02 an expert in technology. He's prepared 13:05 if there are ee reductions and indeed 13:08 immigrants can be reduced, so he said 13:11 ee, get ready to learn EI. He's an 13:15 artificial intelligence expert and an 13:16 expert in big data. ee, yes, I said if 13:18 this is the case, let's just come home 13:20 here, we'll do something here. Well, it 13:22 seems his wife still doesn't want to. 13:25 Well, for that, ee, after that 13:27 situation, I described how our mindset 13:29 is Surviving amidst a crisis. 13:31 He. 13:31 So, why do I always say we need 13:33 positive thinking and positive feelings 13:36 ? Because if we radiate positive auras, 13:38 think positively, and feel positively, 13:41 then positive things will come. Yes, I 13:44 was also in survival mode, surviving 13:46 was difficult. But difficulty is only 13:50 about feelings. Yes, difficulty is only 13:53 about thoughts. So if our feelings are 13:55 difficult, our thoughts are also 13:57 difficult, then our lives will be 13:58 difficult. But if we radiate a positive 14:02 aura, ana indoni abdi positive thoughts 14:05 , positive attention, then 1,681 14:07 hectares came, which, if we calculate 14:10 it, is worth approximately 17 trillion. 14:14 He. 14:15 Suddenly the money came, suddenly the 14:17 companies that support it wanted to 14:19 come, suddenly many people came, 14:20 suddenly I was invited to become a 14:22 commissioner in the company. What is J? 14:26 If it weren't for me thinking 14:28 positively, thinking well of God, then 14:30 good things would have come to us. So 14:33 what we have to do at that time is 14:35 mindset first. Our mindset to survive 14:37 the storm of crisis. So we have a 14:40 mental, mental survivor or victim 14:43 mentality. 14:44 Heeh. 14:45 If we have a victim mentality like this 14:47 , well, it's hard, well, Minang, my 14:48 life is hard, my family is hard, my 14:50 father is poor, my brother, my 14:52 grandfather is poor, my family is poor, 14:54 life is in shambles, it's my destiny to 14:56 live like this, so be it. So, if we 14:59 have a victim mentality, but if we have 15:01 a survivor mentality, well, this is 15:04 happening beyond our control, now how 15:06 can I change the situation. How can my 15:10 children still eat? How can my wife and 15:12 children still go to school? How can we 15:15 get through this crisis? All storms 15:19 will pass. Right? Whose song is that? 15:21 Mbak Nuning, 15:22 storms will pass. Crisis. 15:23 Crisis, right? Storms will pass. Well, 15:26 we're used to facing 98, facing 2008, 15:30 2018, 2020, 15:32 and now 2025. 15:33 Now suddenly 2025. Well, we're too used 15:36 to it, Indonesians. So, I said earlier, 15:39 why did dinosaurs become extinct? 15:41 Weren't dinosaurs great? Were dinosaurs 15:43 the biggest creatures. So, it's not the 15:46 strongest that survives, not the one 15:48 that...The richest, not the smartest, 15:49 but the one who can adapt. 15:53 Well, this is adaptation. One word we 15:55 hold tightly today, yes. 15:56 If we can adapt to any situation, then 15:58 we will be able to survive. So after 16:01 having a mental attitude of 16:02 survivorship, a fighter, then the 16:04 second thing is to face it. 16:07 Don't run away, don't be sad. That's 16:10 why I said earlier our mentality, our 16:13 mindset is positive thinking, positive 16:15 feeling first. If our thoughts, 16:18 feelings, and hearts remain positive, 16:21 then ana indazoni abdibi. Allah will 16:24 help us. I always say to my family, if 16:27 we have Allah, we can be calm. As long 16:30 as our Lord is still Allah, that's calm 16:32 . We worry, but 16:34 think well. Although I sometimes 16:36 complain to Allah. I say something like 16:38 ," O Allah, I believe You will help me 16:41 and my family. Why? I've been 16:44 struggling for decades, and in the end, 16:46 Allah helps me. It's really hard, I 16:48 have no money. Tomorrow I have to pay 16:50 for school, my children, and all that. 16:51 College, suddenly two children abroad 16:54 ask for money. E alternately one day. 16:56 This one asks, tomorrow this one asks. 17:00 headache, my head is about to explode, 17:01 there's no money, suddenly I'm earning 17:03 zero, I just believe our wife sometimes 17:05 has a headache, how will I pay tomorrow 17:07 , if I'm calm, if our God is called 17:08 Allah, it's all right, I'm always like 17:10 that, no, I'm 17:13 dizzy, no, I'm dizzy, but I'm a theater 17:15 actor, I used to study with Dedi Miswar 17:17 , my house is near Dedi Miswar in 17:19 Kemayoran, I'm someone who can pretend 17:21 like nothing's wrong, calm down, as if 17:24 I'm not calm at first, even though 17:26 we're dizzy, 17:27 suddenly, sir, Allah's help comes. But 17:30 I said, "Oh Allah, I believe You will 17:33 definitely help me, definitely help my 17:35 family. But, Oh Allah, if possible, 17:37 don't help me at the last minute, Oh 17:39 Allah. It's only tonight, okay?" 17:41 Sometimes that's it. Sometimes, Allah's 17:44 help is really last minute. I have to 17:46 pay tomorrow, tonight suddenly the 17:47 Maghrib prayer is checked. Who came in? 17:49 Uh, I know someone gave it. 17:51 Yes. Yes. 17:51 This was the last time, yesterday, last 17:54 month I made the scanner 1 2 3 4 5 6. 17:57 On the 17:58 seventh day, we made a scenario. If the 18:00 situation is difficult, I make one 18:02 scenario. Scenario 1 2 3 4 5 6 doesn't 18:05 work. 18:07 There's a seventh. What's the seventh? 18:09 Yeah, it makes me half embarrassed. 18:10 It's okay to just borrow. I said, even 18:12 the Prophet Muhammad owed, it's okay if 18:15 I borrow, I WA my friends, I'll borrow 18:17 it first, I need this, this, this, this 18:19 , this, this, right? Okay, pay tomorrow 18:23 . It's the end of the month. I have to 18:26 pay tomorrow, right? Okay, we don't 18:28 know if my wife will be here tomorrow, 18:29 don't worry. If our God is Allah, 18:31 everything will be fine. Suddenly, I 18:33 came home from somewhere, I stopped by 18:36 my wife's school, right, I was going to 18:39 have lunch, after the Dhuhr prayer, 18:41 suddenly I saw W, who was going to cry, 18:44 a gift for Ustaz Valentino Dinci from 18:47 the four of us, eh, my students, 18:49 in the form of 18:50 IDR 10 million. 18:52 Masyaallah, we wanted to borrow it, he 18:54 said if I write it down. I wrote it 18:57 using a debt letter, debt, yes. Using a 18:59 stamp, using a stamp. The most 19:01 difficult thing is. Suddenly, one of my 19:03 students transferred a IDR 10 million 19:06 gift. I said that we don't need to pay 19:08 for that gift anymore. I said that it 19:10 was a gift, right? Finally, that night 19:13 I transferred my child's money, right? 19:15 Wow, he was happy, right? But oh God, 19:17 that's the 19:17 effect of having good thoughts. 19:19 Yes, but oh God, but don't give it to 19:21 him too close to the time. Oh God, my 19:22 kettle wants to give it to him too 19:23 close. I want to see how you are like 19:25 that, right? So face it. Then the next 19:28 thing is to stay calm. If our minds are 19:31 calm, we can think. But if we panic, 19:33 many people die from panic. There's a 19:35 story, right? I remember reading it a 19:38 long time ago. Suddenly, in America, I 19:40 wrote about it in my book, there are 19:42 many. He entered a room, suddenly the 19:44 room closed. The door slammed shut. 19:48 That room was a meat storage room. So, 19:52 if Americans cut beef and hang it, it's 19:55 a freezer. Well, the door was locked 19:59 from the inside and couldn't be opened. 20:02 He banged on it, but couldn't open it 20:04 because no one was there. What ended up 20:06 happening? He gave up, he was weak, 20:08 weak, weak, dead. Dead is a person, 20:11 right? The next day, when he opened it, 20:14 he found that the person was dead. He 20:16 died frozen because he died in the meat 20:19 freezer, 20:21 frozen to death, Mbak Nuning. 20:23 Masyaallah, 20:23 he looked like a person, like meat in 20:25 the freezer. But what's interesting is 20:28 that the freezer had been off for 3 20:30 months. There was no electricity. Why 20:32 did he freeze to death? Because 20:34 his brain said this was a meat freezer. 20:40 His heart felt it was really cold. 20:42 Finally, he froze to death. Why? His 20:45 brain said it was cold, his heart was 20:47 sure it was cold. Finally, he died in a 20:49 state of death. Even though this room 20:51 had no electricity. 20:52 You what you think, you feel. Then you 20:57 feel it. Yes, that's the reality. Yes, 21:00 just be grateful and surrender and 21:03 consider it a school of life. Now, the 21:10 third chapter is a strategy for 21:12 surviving financial management. Wisely. 21:16 Heeh. 21:16 Surely everything goes up, needs go up, 21:19 money doesn't go up, 21:21 OMR goes up. So what's the point? 21:25 Manage your finances. Identify needs 21:28 with wants. Needs are buying rice, 21:31 paying for electricity, paying for 21:33 water, those are needs. But hanging out 21:36 , drinking coffee together at a cafe is 21:39 a desire. Need and want. Then record 21:43 all our expenses. If it is not recorded 21:46 , it cannot be controlled. Then budget 21:49 for a 50/30 budget. J. So what does a 21:52 50/30 budget mean? 50%is for needs, 30% 21:58 is for savings and others. 10%for 22:03 charity. Yes, we make that budget. And 22:08 fourth, chapter 4, yes. I wrote four 22:11 chapters, five chapters. Look for 22:14 opportunities amidst the discussion. 22:16 H is 22:17 already difficult. Already large 22:18 expenses, large needs, can not be 22:21 suppressed. What to look for? Look for 22:23 opportunities. Innallaha la yugiruma 22:25 biquin hatta yughairu mafusihim. Allah 22:28 will not change the fate of a people, a 22:30 family, an individual, unless they 22:32 themselves want to change. That is 22:34 Surah Arra'ad, Surah 13 verse 11. So we 22:37 cannot change, cannot control what is 22:40 outside of us, but we can control from 22:43 within our minds, from our hearts. We 22:46 can change what's under our control. So 22:49 , that's our mindset. If we're positive 22:54 , positive things will come. Then use 22:56 technology. That's why I do that. I've 23:00 learned everything, so suddenly there 23:02 are digital products. Selling digital 23:05 products. Even though it turns out I 23:07 only bought two. If we hear stories, " 23:09 Wow, this person sold digital products 23:11 and made 1.3 billion in 3 months." Oh, 23:14 my wife is enthusiastic. Nurdin is his 23:16 name. When you see him, he looks like a 23:18 garbage collector, right? His face is 23:21 nerdy. But I said to him, "Look at how 23:23 many years he's been in digital 23:25 marketing, 17 years, 23 years of 23:27 digital products. It's natural that 23:29 we're just starting out, but we want to 23:30 suddenly make billions, it's impossible 23:32 . We start from a young age. Yes, 23:34 learning, digital products, all sorts. 23:37 So what then? We have to work together, 23:41 we can't do it alone. Fna ya'bu minal 23:44 wahidin, the wolf will surely be the 23:47 lone lamb. If we're alone, without 23:50 friends, we're just stressed, end up 23:52 with negative thoughts, end up wanting 23:54 to commit suicide. But if we're in a 23:56 group, that's it. That's why I'm like 23:59 this, I lost my two houses, my group, 24:01 our two cars, our billions of money, so 24:03 we're just grateful that we can finally 24:06 pay off our debts, we sold two houses, 24:08 sold two cars. 24:10 This debt is in the billions, paid half 24:13 of it, thank God. I met a friend, we 24:16 have a debt of 4 trillion. There are 24:18 several houses in Pondok Indah, the 24:20 biggest house in Kota Wisata, so 24:22 billions of money are gone, so we sold 24:24 them, sold them, sold them for 1 24:25 trillion. The debt is still 3 trillion, 24:27 I have to pay it, heart attack. 24:30 Meanwhile, I have relatives too, 24:32 suddenly we were sent a video of 400 24:35 people being killed, the debt is tens 24:37 of billions too. Thank God we didn't 24:39 have to be protested or anything like 24:41 that. If inna andi indazabni abdi is 24:44 like that. If we're in a group, we see, 24:46 oh, it turns out there are people who 24:48 are more difficult than us. So that's 24:50 the first one. For those of you who 24:54 want the economic survival book on 24:56 smart ways to survive in the most 24:59 difficult times, you can send me a 25:01 WhatsApp number at 0826080. Is my 2087 25:04 reversed, Nuning? 25:07 No, was it written correctly? It was 25:09 0822 80602087. Is that the 25:15 correct number that 25:17 started with that? Because I often 25:21 change my phone number, I often forget 25:24 that we 25:26 change our phone number, not ours 25:28 with many people. That's right. 086080, 25:32 not 806080 2087. 25:36 Oh, it was reversed. It was 80. Okay, 25:39 0822608087. I'll give you the book for 25:45 free. But the PDF version, okay? Read 25:48 it, practice it. It's simple, not too 25:51 much. As far as I remember, it's only 25:54 24 pages. 25:55 The language is simple, to the point. 25:58 Oh, thank God, many people have asked 26:00 for it, I've sent it. They have already 26:03 felt the benefits. So that's the first 26:06 thing we'll discuss, the prize. A free 26:10 book gift for you listeners of the 26:11 results of economic survival, smart 26:13 ways to survive in difficult times. 26:16 That's the first good news. Good news. 26:18 Second, I want to say that ee, around 26:22 this month, I just signed an MOU with 26:25 the largest Hajj and Umrah financing 26:29 company in Indonesia. He 26:32 ee BUMN was appointed as the main 26:35 partner for Hajj and Umrah financing. 26:38 So if you guys want to go on Hajj, who 26:40 want to go on Umrah, but don't have the 26:42 money, don't worry, you can contact my 26:45 number, BUMM, e Wisata, Hajj and 26:47 Umrah. We can send you on Hajj and 26:51 Umrah with a financing scheme, yes. Pay 26:54 now, pay later. In fact, I finally 26:58 created a product called ee pergi hajj 27:00 next year. Well, it can be accessed at 27:02 pergihajitaahundepan.com. So, those who 27:06 want to go on Hajj next year can 27:09 without queuing, you can. Because there 27:12 is a regular Hajj 27:13 in Depok 27 years. 27:15 Then there is a special Hajj that is 5 27:18 to 7 years. He 27:20 can have between 250 and 600 million 27:23 rupiah during the Furoda Hajj. If you 27:28 have 800 million rupiah, you can go 27:30 this year and next year, if you have 27:32 the money, you can go if the Furoda 27:35 Hajj is not fake. If it is fake, the 27:38 money will be lost and you won't go. 27:40 Well, we are looking for Minang-Mintang 27:41 , we can be trusted if necessary, we 27:43 don't have to leave first. In fact, I 27:45 was thinking about how because I met my 27:48 friend who is a Ustaz, my wife and I 27:51 want to go on the Hajj next year but I 27:56 don't have the money. Well, heaven, try 27:58 to think about how. I was thinking too. 28:01 I fiddled around, fiddled around, eh, 28:03 we found it. So if you want to go on 28:06 the Hajj next year and don't have the 28:10 money, ah, later you can use my formula 28:13 , okay? You can contact me later, you 28:15 can meet me, I'll explain the formula. 28:16 So, to go on the Hajj next year, go to 28:19 pergitahundeepan.com. Go on the Hajj 28:22 year depepan.com. So the second is the 28:25 Hajj and Umrah. Those who want to 28:28 perform Hajj or Umrah can also do so 28:30 through Rasil. 28:32 We provide the financing, 28:33 we provide the funds. You just have to 28:36 fill out the guarantee form, and we 28:38 don't hold any money. So, it goes 28:40 directly to the financing company, MOI, 28:42 with the financing company. So, I, BUMM 28:46 , am just a marketing e-bridge, and God 28:50 willing, the funds are unlimited. I 28:54 believe in UDTK companies, the largest 28:57 automotive companies, well, that's the 29:00 second. For those of you who want to 29:03 perform Hajj and Umrah but don't have 29:05 the money, we can help facilitate it so 29:07 you can do it. Even going to Hajj next 29:10 year. Next year, 2026. 29:12 He. I'm 29:14 preparing a scheme for my wife and I. 29:15 So, ladies and gentlemen, those who 29:17 want to go to Hajj next year can also 29:19 go with me. For those who don't have 29:21 the money, we'll make a scheme. That's 29:23 what you want, anyway. Go to Hajj next 29:25 year but don't spend any money. 29:27 Pay later, the important thing is to go 29:29 . Don't forget to pay money. It wasn't 29:31 paid later. 29:33 It wasn't paid later. 29:35 Well, that's the one who paid later. 29:37 Oh, this is a lag. 29:38 But I was thinking about how we can go 29:40 on the Hajj and Umrah. Go on the Hajj 29:43 next year 29:45 without spending any money. It's 29:47 possible. It's possible. 29:48 The way to do it is by becoming a 29:50 marketer, right? Okay. 29:52 But the commission, you 29:53 say, it's better if I give you a 29:55 commission of ee R million to invite 29:58 people who can go on the Hajj. 30:00 Specifically, R million 30:03 to be able to go on the special Hajj, 30:05 that Furoda is 240 million. 30:08 So Mr. Nuning only invites 12 people. 30:12 Eh 30:13 ee 20, only 10 people, right? 30:15 Yes, 30:15 10 people is R million, right? Hey, 30:18 if Ms. Nun can invite 10 people to go 30:19 on the Hajj, she'll get a commission of 30:21 R million, they can go on the Hajj, 30:22 right? It 30:24 doesn't cost any money, right? 30:25 So by becoming an ee 30:28 agent, an 30:28 agent 30:29 becomes a wrestler, 30:30 she 30:31 becomes a marketer, and this can also 30:33 apply to friends from the DKM 30:35 administrators, mosque administrators. 30:38 Interesting, interesting. 30:39 So, it's because I've always been a 30:41 challenging person, Mr. Nuning. 30:43 Heeh. If someone goes to Hajj and pays 30:45 furoda, and has IDR 300 million, then 30:47 they can go. My question is, I don't 30:50 have the money. That's what I said, 30:52 Ustaz. I want to go to Hajj next year, 30:55 2026, but my wife and I are going to 30:57 Hajj next year, but I don't have the 30:59 money. Try to think of a way. I asked 31:03 her to think. I couldn't find one, Miss 31:06 . If I think about it now, I contacted 31:10 the Bean Sajum company, Ustaz. I was 31:14 appointed as the company's main partner 31:18 . 31:18 Let's call them partners. 31:20 I asked again," Ustaz, please find your 31:22 best partner who can give you the best 31:24 commission and give you the biggest 31:26 reward. "They gave it to me. Yes, I 31:29 contacted them directly. 31:31 Yes, 31:31 I contacted them directly. I want to go 31:33 to Hajj next year. How many people 31:36 should I invite so I can go to Hajj 31:38 next year with my wife and not spend 31:40 any money? Ultimately, we're selling, 31:44 we're selling services, right? That's 31:46 what thinking is all about. So, what's 31:48 the essence of our study of Muslim 31:51 entrepreneurship? Creativity and 31:54 innovation. As long as we're creative 31:57 and innovative, there's no such thing 31:59 as a crisis. But if you're too lazy to 32:02 say," Wow, life is hard. The government 32:05 is wrong, the price of the dollar is 32:07 stupid, and all sorts of things, it's 32:08 none of our business. If we had a lot 32:11 of money, it would be easy. Right? But 32:14 what about when we face scarcity? 32:19 If we don't have money but want a lot, 32:22 we have to be creative and innovative. 32:26 And that's what I did. I wanted to go 32:28 on the Hajj pilgrimage next year with 32:30 my wife, but I didn't have any money. 32:34 In the end, I had to think creatively. 32:38 Yes, we found solutions. 32:39 Yes. 32:40 Well, that's the second thing. So, go 32:42 to pergihajitaahundepan.com. It's 32:45 connected to pergitahundeepan.com. The 32:47 third thing, 32:49 so I'm giving you a gift, this is good 32:50 news. The third thing, if you have 32:53 creative ideas, genius ideas, don't 32:56 have any yet, have a product, have an 32:58 invention, have expertise, or have a 33:01 company that's fortunately getting a 33:04 project but lacks funds. 33:06 Heh. 33:08 Or like before, you have land and all 33:09 that, but don't have the funds, well, I 33:11 can create a third one called a capital 33:13 BUMM. We finance it from IDR million. 33:19 Up to IDR billion. Yes, for EE 33:22 start-ups. Then from IDR 1 to 5 billion 33:27 , from IDR 5 to 50 billion, from IDR 50 33:29 to 500 billion, and above IDR 1 33:32 trillion. 33:33 Hey, 33:34 I have partners, friends, IPO companies 33:37 , or maybe friends who own companies 33:39 that need public funding for an IPO. 33:43 Yesterday, a company came to us and 33:45 needed IDR 150 billion, another needed 33:47 IDR 200 billion, another needed IDR 600 33:50 billion. I said, "Yeah, we can do it." 33:55 So, what kind of company did I form? 33:56 Private equity. I'm referring directly 33:58 to Sandiaga Uno. Earlier, I said, "I 34:01 want to create private equity 34:02 specifically for Muslim entrepreneurs." 34:04 "He he. 34:05 Yes, it finally came, Miss, when we 34:08 think positively, feel positively, yes. 34:11 My partner, my senior in college, his 34:14 company did go public and there was a 34:17 lecturer of mine, uh, at UI who used to 34:21 be at the Indonesia Stock Exchange (BEI 34:24 ) who did indeed invest in companies 34:27 that needed funds from, uh, the market, 34:31 uh, the stock exchange. That's it, it 34:34 finally came. So if you guys need it, 34:37 you can later, uh, later we will hold a 34:40 special meeting called an investor 34:43 meeting. A special investor meeting. 34:45 The plan is that in June, we will hold 34:48 a meeting for our investor friends, 34:51 maybe also for friends who need to be 34:54 invested in or need innovators for 34:57 start-up companies. Yesterday there was 35:00 also a chat in the context of our 35:02 broadcast last month from the 35:03 Printing House, he said," Uh, yeah, I 35:06 said let's just meet first. The 35:08 important thing is to give me the 35:10 report card first, give me the 35:11 financial report, give me the balance 35:12 sheet. Let's see, you only have 5 35:16 billion rupiah, do you have a PO, or 35:19 any other orders, so we can handle it, 35:22 making it eligible for financing. Then 35:26 we'll just calculate how, how, how the 35:28 profit sharing will work, and how the 35:29 collaboration process will work. "So, 35:31 those are the three good news that I 35:33 want to share today with the Rasil 35:35 students. One, the book Survival 35:37 Ekonomi, a smart way to survive in the 35:40 most difficult times. Those who want 35:42 the book, please just WhatsApp me. 35:44 Second, those who want to go on the 35:45 Hajj and Umrah pilgrimages, 35:47 even if they don't have the money for 35:50 the Hajj next year, just contact me and 35:52 we can meet at my place. And third, for 35:55 my fellow MSME entrepreneurs, small, 35:58 micro, medium, and large businesses who 36:01 need financing for their start-up 36:03 companies, for expanding their 36:06 companies, for growing their companies, 36:08 for running their companies, you can 36:11 contact my number 082608087. 36:19 That's BUMM capital. 36:21 BUM capital. 36:22 Heeh. Yes. So in the end, I was forced 36:24 to create a private equity company. 36:26 Yes. 36:27 Yes. Who did I contact? It happened to 36:29 be Sandi, my friend Sandi Agak Uno. I 36:30 just WhatsApp him, I send him an email. 36:34 We'll arrange a meeting. In the end, 36:37 that's networking, that's creativity 36:39 and innovation. Do you need money? 36:42 Nobody uses money. 36:43 What do they all use? Creativity and 36:46 innovation. Because when we have 36:48 creativity and innovation, we can earn 36:50 money, we can make money. But if we 36:53 have money but our brains are stupid, 36:55 that's the end of the money, right? But 36:57 if we have brains but no money, we can 37:00 make money. So, what I said at the 37:03 beginning is positive thinking and 37:05 positive feeling. Think positively and 37:08 radiate positive auras. Then, many 37:11 positive things will come into our 37:14 lives, even in the midst of the most 37:16 difficult times. In the midst of 37:20 difficulties, the important thing is, 37:22 there is a will, there is a way, where 37:24 there is a will, there 37:26 is always a way, okay, that's really 37:30 cool, so again, if we recognize that we 37:33 have control over ourselves, as Bung 37:36 Valentino Dinsi said at the beginning, 37:39 God willing, there will always be a way 37:42 , but someone asked about survival 37:45 strategies. Yes. 37:49 How can we survive when the 37:52 economy is difficult while food has to 37:54 continue, the children could starve. 37:57 I can no longer do anything because I 38:00 was fired from the office. 38:02 Hm. 38:03 Yes. I'm coming. 38:05 He said why I can't do anything anymore 38:07 because I think that after being fired, 38:09 everything is over. Because that's 38:12 actually his mindset. But what are we 38:16 now? Digital product resellers. 38:21 He. 38:21 The capital is just a cellphone. Join 38:25 Linkit. We sell other people's products 38:28 and get a commission of 10 to 38:30 20%, 38:31 20, 30, 40%. Earlier I told you about a 38:36 person named Nurdin, this is Google, 38:39 seeing Nurdin's face looks like a 38:41 gardener, I said, but he can earn 1.3 38:43 billion in 3 months, if you look at it, 38:46 I said like a gardener, 38:49 so the challenge is to be able to sell 38:51 ourselves, actually, because what 38:55 I can't do because he thinks that after 38:57 being fired, his world is over, try to 39:00 say I have to get up because my child 39:02 needs to eat because my child needs to 39:05 go to school. What should I do? Climb 39:09 to the sky, pray Duha, read the Quran, 39:11 fast, pray Tahajud, ask for it to be 39:13 opened. 39:15 So there, positive feelings, positive 39:17 thinking move. 39:18 Without that, don't expect 39:20 it to just come. So I said," I don't 39:24 know. I was just having a hard time, I 39:26 needed my children to go to school, no 39:28 kidding. 39:28 Two of them went to Turkey for their 39:30 Masters and Bachelors. The monthly 39:32 expenses reached tens of millions. 39:35 Suddenly, my business was robbed. All 39:37 my money was gone, all my companies 39:39 were gone, and my needs couldn't be met 39:41 . But I still had Allah. It was just so 39:46 sudden. Even though Allah's help came 39:48 last minute, right? But I said that I 39:50 never had that. Yesterday, my little 39:53 sister came and told me, "Darling, this 39:55 is my life now, I wouldn't say it's 39:56 difficult, you know, help me." 39:58 Hey, 39:59 my life is exciting. 40:02 Exciting in quotation marks, right? I 40:04 used to say that my income came from 40:06 business, I wrote books, 40:09 I gave lectures, I taught, how many 40:11 were there? Five. Suddenly, all five of 40:14 them disappeared, they all stopped. Hey 40:17 , it was 40:18 exciting, wasn't it? It was really 40:19 exciting. 40:20 I said it was exciting. But if I said 40:21 it was difficult, it would stop. 40:23 Yes. 40:24 I just got fired and stopped. But when 40:26 it's exciting, it's like we're playing 40:28 a game. 40:29 Heeh. 40:29 Like us, especially Ms. Nuning. 40:32 Basically, it's like we're playing a 40:33 game. If it's exciting, you won't want 40:34 to stop, right? It becomes so much fun. 40:36 So this is about how we change our 40:39 paradigm, how we see the problem. If we 40:43 say it's exciting, we'll find a 40:45 solution. But if we say my life is 40:47 difficult, my brain stops immediately. 40:50 So, that negativity must be thrown away 40:52 . 40:52 Yes. Throw that away first. What do we 40:54 go up to? Go up to Allah. Read the 40:56 Quran, pray Duha, fast, pray Tahajud. 40:59 Let's just 40:59 go up. O Allah, it's up to You, the 41:02 All-Powerful, the All-Powerful. You are 41:05 the Lord of the heavens and the earth, 41:07 the Lord of all that is between them. 41:09 Yes, how can we not be given sustenance 41:11 , you gave me five children. You are 41:13 responsible, O Allah. We are the ones 41:16 who created it, but You are the one who 41:17 gave it. O Allah, I ask you to recite 41:21 the prayers. Lailahailla anta subhanaka 41:24 , this is the kuntu minzalimin. The 41:27 Prophet Yunus was 41:28 swallowed by a whale 41:31 in three darknesses. Darkness in the 41:34 whale's belly, darkness at night, and 41:36 darkness in the deepest sea. Three 41:38 darknesses. Yunus just said lailahailla 41:43 anta subhanaka intu selamat 41:46 bantu Allah descends. Prophet Adam was 41:49 expelled from heaven everything was 41:50 delicious. Suddenly he was struggling 41:52 to find food by himself, he had to 41:54 catch fish, he had to farm. Rabbanaamna 41:57 anfusana waillam tagfirlana watarhamna 41:59 lakunana minalirin. The problem was 42:02 solved. 42:03 Prophet Ayub was rich, he had a lot of 42:06 money, abundant wealth, many children. 42:10 His children died one by one, his 42:12 wealth was gone, his whole body was 42:14 sick with a disease that no one had 42:16 ever suffered from. He just said "rbi 42:19 anni masyanru wa anta arhamur" rahimin. 42:23 Okay, Allah gave it. Well, that's why 42:26 how can I handle it if our closeness to 42:28 Allah is the solution. If we become far 42:32 from Allah, we feel like dying. 42:35 Yes, because of the headache of 42:37 economic pressure. And 80%of people are 42:40 stressed because of economic problems. 42:43 Yes, if we are close to Allah, even if 42:46 I say, "Oh Allah, don't be like this. 42:49 I'm not sure you'll help me. But don't 42:51 give me the last minute, O Allah. You 42:52 give me the last minute." Then we are 42:54 shaken to the point of crying, then the 42:57 power comes, right? 42:59 But we shake first, right? 43:01 How am I supposed to pay tomorrow? I 43:03 have to pay this million tomorrow, I 43:04 don't have the money. E suddenly cries 43:06 in, where do I come from? Oh Allah, how 43:08 can I support this student, we haven't 43:09 seen each other for decades. Suddenly 43:12 he meets us, suddenly we ask for this, 43:15 he says, "This is a gift from the four 43:18 of us." What does a gift mean? We don't 43:21 need to return it like that, right? Yes 43:23 , that's Allah's help. Ala inna 43:25 nasrullahil qorib. Allah's help is near 43:29 . 43:31 Yes. This discussion is extraordinary. 43:34 Because even though our economy is 43:36 bleak and getting bleaker, that's not a 43:38 reason to give up and keep holding on. 43:41 That is if we can do as Ustaz Valentino 43:44 Dinsi said earlier, positive thinking, 43:48 positive feeling, and always think well 43:51 of Allah. Ms. Nuning, please read the 43:53 phone number again. Oh yes, it will be 43:56 repeated at the end. But what is the 43:59 question related to 50 30? I was late 44:04 watching and heard it. Okay. 44:07 So 50 is what we get, this IDR 10 44:10 million. 44:11 Heeh. 44:12 50%is for needs. 44:14 But the 44:15 remaining 50%50%is 44:18 50 for us to eat and drink all our 44:20 needs. Yes. 44:22 Then 30 is for savings, 44:26 80 is enough. 44:27 Yes. For difficult times, right? Then 44:30 10%or 20%is our charity. 44:34 Oh, 10 to 20 means 100%complete, right? 44:37 Okay. 44:37 Spend it. So, don't get IDR 44:40 10 million and immediately show off. 44:41 Buy a cellphone, buy anything. That's 44:44 called 44:45 desire. Hanging out. It's getting hard 44:48 to stop hanging out for now. No need 44:51 for coffee. Yes, my lifestyle is still 44:54 coffee, Miss. I just buy ground coffee. 44:57 Buy it myself, buy the ground bin. How 45:00 much is it? Rp 50,000. Then we ask for 45:04 it to be ground, we buy the portions, 45:05 we make it ourselves at home. Yes, we 45:09 still drink coffee, right? 45:11 Then, if we want to be a little stylish 45:14 , we bring coffee, make it using what 45:16 is that bottled thing called? Tumblr, 45:19 right. Tamler, we just go, say, to the 45:22 Hotel Indonesia. 45:23 H, 45:24 right, or where? Kempinski, just sit 45:27 there in the waiting room, there's 45:29 music playing, right? We taste drinking 45:32 at the cafe at the hotel, bring our own 45:34 coffee, right? So ee that is what the 45:37 intelligence of the strategies that yes 45:40 I can still have coffee at the Campsinc 45:42 Hotel but I don't have to pay Rp 45:44 200,000 for one cup I bring my own 45:46 tumbler like that. This is from Mbak 45:50 Lia Yahya. Wow, this is a really cool 45:53 theme. This is necessary for those who 45:55 are already pessimistic. Yes, hopefully 45:58 , Mbak ee Lia 46:00 who is listening and still listening. 46:03 Then from this there is no name. Wow, 46:07 there are no hard copies of the book, 46:10 all of them are soft copies. 46:12 He printed it himself later to digital 46:14 print. 46:14 Yes, that's right. From 46:16 or ask e to bring the file. to the 46:18 photocopy shop, it's 46:21 only 24 pages, sir. 46:22 Yes, printing 46:23 one print is 200 rupiah, right? 46:25 Eh, then just take a photo. 46:26 Yes. Just read it. Yes. 46:28 God willing, my wife said when I was my 46:30 wife, I sent her where is the book? She 46:33 said that. I sent her the file, read it 46:35 top like this, you like that. Why? Yes, 46:39 in the modern era, there's GPT chat. 46:41 Yes. I'm 46:42 a writer. So when we can use GPT chat, 46:45 everything can be created by GPT chat. 46:48 But what's the problem? I'm a writer, I 46:51 can command GPT chat to write whatever 46:54 I want. 46:55 Hehe. 46:55 So it's not common. So, ultimately, 46:58 when we reach the era of artificial 47:00 intelligence, the era of GPT chat, the 47:03 most important thing is how to write 47:05 PROM. That's why the profession of PROM 47:09 engineer will be expensive. Because I'm 47:12 a writer, I can command GPT chat to 47:15 write as I want. When it makes a 47:19 mistake, correct this, correct this. So 47:21 , the 24 pages that you and I read 47:24 later will be really fun. I also don't 47:27 mind that it can write like this. How 47:29 long did it take me to make it? Just 47:31 one day. I wrote the book in one day, 47:35 and because I wrote this book to fill 47:37 in for next week's study. So it was 47:40 finished immediately. It was already 47:41 finished. 47:42 In fact, the book was already finished. 47:44 So the title is Economic Survival. 47:47 That's my basic idea. I said, "Please 47:49 make the title provocative, something 47:51 fun and all sorts of things. The one 47:54 that adds a smart way to survive in the 47:56 most difficult times is Chat GPT." I 47:59 just gave me a writer to open it first. 48:03 I'm writing a book called Survival 48:06 Economy. 48:07 Hey, 48:08 please write five chapters related to 48:11 that. 48:12 Hey. 48:14 Write it in simple, straightforward, 48:16 and evocative language that will get 48:18 people to act immediately 48:21 and follow the command. 48:22 Well, that's a command. Well, that's 48:25 what prom is, it's about how we create 48:28 commands well. Yes, I usually say, just 48:32 reduce it to three chapters like this 48:34 and that. Well, that's how we can 48:37 command Jack GPT to write, that's what 48:41 prom is. The point is, when we can 48:44 write a good prom, it will provide good 48:46 things. So, it's really important for 48:49 my friends going forward. It's 48:51 estimated that by 2030, there will be 48:55 10 or 12 million jobs lost. Masyaallah. 49:00 But at the same time, the era of eI, 49:03 chat, GPT, and blockchain will create 2 49:06 million new jobs. 49:08 Those who are creative and innovative 49:09 can definitely do it. 49:10 Where are we, 49:12 writers? The era of writers is over, 49:14 the era of journalists is over, even 49:17 the era of journalists is over, the era 49:20 of broadcasters is over. People can 49:22 make 49:23 their own radios and TVs at home, 49:25 that's 49:26 over. So, how can we avoid extinction 49:29 like the dinosaurs? We must keep up 49:32 with the times, be adaptive. We must be 49:36 able to adapt to change. If we can't 49:39 adapt to change, then we are among the 49:40 groups that will become extinct. Like 49:43 the extinction of the dinosaurs. We 49:44 will only be remembered. 49:47 Masyaallah. Hopefully, what was 49:51 discussed today persuades us all to 49:54 have what creativity we develop, 49:56 perhaps with what was offered earlier. 50:00 It's really crazy, right? Just by being 50:03 a reseller, we can live, which we 50:06 always thought was that if we no longer 50:10 have a job, it's over. It turns out not 50:13 . Okay, let's summarize this discussion 50:16 regarding collective economic survival. 50:20 So I always want to come back to this, 50:22 it's already in its 10th year. I'm Ms. 50:24 Nuning, yes, dirasil. 50:26 So the first is the source of our 50:29 strength, Allah Subhanahu wa ta'ala. 50:33 Allah first, Allah again, Allah forever 50:36 . Yes. First. The second is knowledge. 50:40 Heeh. hal yastawi alladina ylamun 50:43 walladina yaun. Say Muhammad, are 50:45 people who have knowledge the same as 50:46 people who don't have knowledge? No. So 50:48 if we have knowledge, then God willing, 50:51 we will be able to continue to grow, 50:53 Allah. Two is knowledge. The third is 50:56 community. We need a community that 50:59 strengthens each other, that helps each 51:01 other. That's why I created a BUMM, a 51:03 mosque-owned business entity. I 51:05 designed this as an ecosystem. In the 51:08 future, it will be a community where 51:10 the community can strengthen each other 51:12 , can help each other. Now I'm writing 51:14 a book, I don't sell it, I just give it 51:16 away for free. 51:17 Heeh. Heeh. 51:18 So I just get a reward, right? And at 51:21 least the people who are encouraged, 51:23 yes, feel the benefits, eh, when they 51:26 are useful, they can change their lives 51:28 , they can improve their economic 51:30 situation, then I will get the reward 51:33 too. The reward doesn't need to be 51:35 thought about. Like earlier, suddenly 51:37 someone came, "Ustaz, let's make you a 51:39 commissioner here." We're giving you 51:42 1,681 hectares of land worth up to 14 51:45 trillion rupiah. "Suddenly, they come 51:47 and say, 'Ustaz, we want to buy 10 51:49 hectares from this KD. We're chipping 51:52 in billions. We want to build an 51:54 Islamic boarding school and a boarding 51:56 school. But we want Ustaz's team to 51:59 build it as the contractor and 52:01 developer.'""Suddenly, Ustaz, we see 52:04 this opportunity, there are 14 trillion 52:06 , we want to chip in 20 billion. Our 52:09 Ustaz is from a Singaporean company, we 52:11 can provide funding up to 4 trillion. 52:14 So, how does the cooperation mechanism 52:16 work? Yes, just meet first. So when we 52:18 work properly, positive thinking, 52:21 positive feeling, and eh I don't know, 52:24 eh, I've been exercising almost every 52:27 day lately, Ms. Nuning. 52:29 He. 52:29 Dropping off the kids at Gas Alam 52:32 school. Then I came home and stopped by 52:35 Timah, the pondok mosque, ee Alhuda 52:37 mosque, in the Timah field, there's a 52:39 soccer field, 52:41 there's a jogging track. So we went 52:44 around, I went around 5 times, uh, 7 52:46 times around. One round is 300 m. So if 52:49 7, 2.1 kilos, you get good sunlight. Uh 52:54 , suddenly, I came into my cellphone, 52:57 old thoughts about Bob Proo Secrets, 53:03 talking about The Secret and all sorts. 53:07 Yes, I went around seven times, that's 53:09 1 hour, while increasing my knowledge, 53:11 while exercising, right, while we 53:13 listened Just do it. So we get health, 53:16 we get knowledge. We have to find our 53:19 own patterns, we have to find a format 53:23 for ourselves. So, one thing, we get 53:27 healthy exercise, then we get knowledge 53:29 , and that reminds us, reawakens the 53:36 energy in our bodies that suddenly in 53:39 this one week, many big things, many 53:42 spectacular things, many potential 53:44 money that I mentioned earlier, the 53:47 land of 1861 to 17 trillion, how come 53:49 it just comes out of nowhere. Where 53:53 does that come from? Why do we change 53:57 what is inside us, then the outside 53:59 will also change us. So the advice is 54:03 to change what is inside you. Indallaha 54:06 la yughairu ma bianfusihim. Allah will 54:10 not change our fate, our economic 54:13 situation, our social life, our health. 54:16 Even until yughairuma bifusim, until 54:20 you change what is inside you. So the 54:26 message is positive thinking, thoughts, 54:28 positive feelings, heart. 54:31 So IQ and EQ. 54:33 When IQ and IQ are inside us change, 54:36 then the environment outside in Our 54:38 externals will also change. So what's 54:42 on the outside is actually a reflection 54:44 of what's on the inside. Hatta yugiruma 54:48 bianfusihim. And all of that can happen 54:51 with Allah's permission. So, return to 54:53 Allah, increase your knowledge. Then, 54:56 socialize with a supportive community. 55:00 One of them is Radio Rasil. 55:03 Alhamdulillah, it's extraordinary. 55:07 Hopefully, we'll all be persuaded 55:08 because with positive thinking and 55:10 positive feelings, we have 55:11 extraordinary power of attraction. 55:14 Meanwhile, our survival mentality can 55:17 also make us resilient. Okay. As for 55:21 earlier, never think badly of Allah and 55:24 let's never leave what is called 55:29 community and continue to seek 55:30 knowledge, God willing. Again, the 55:33 phone number I promised to mention 55:35 earlier in case anyone is late: 0822 55:39 680 2087. There you can get the book 55:47 that was mentioned earlier for free. 55:50 Also, if you want to join the Hajj 55:52 pilgrimage next year, you can contact 55:55 that number again: 082260802087. Thank 56:01 you for our togetherness. You're 56:02 welcome, 56:03 Mbak. May Allah bless you and grant you 56:04 peace. guidance. Peace be upon you, may 56:06 Allah have mercy on 56:08 you. 
