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- Radio Silaturahim and also Rasil TV for
- one Islam. Brothers and sisters who are
- blessed by Allah subhanahu wa ta'ala.
- Thank you for being with us on this
- Islamic economic program. 70 years, 72
- years of Indonesian independence, the
- meaning of independence from an Islamic
- economic perspective. But we have
- discussed a lot tonight, Ustaz, yes, we
- are in the first session, and in this
- second session, we will answer the
- questions that have been received. For
- those of you who want to ask or comment
- directly on this program by phone,
- please contact us at 0218451512. Okay,
- Ustaz. We will move on to the first
- question, Ustaz, yes, from Mr. Hilman
- in Cibinong. Assalamualaikum
- warahmatullahi wabarakatuh.
- Waalaikumsalam warahmatullahi
- wabarakatuh.
- Ustaz, 72 years of Indonesian
- independence. The people's economy
- needs to be defended. Don't be late.
- Farmers need a leader who cares about
- and defends the agricultural sector,
- which has been defeated by the
- industrial sector, resulting in
- agricultural lands being turned into
- factories. What do you think, Ustaz?
- Thank you, Mr. Hilman, for joining us
- and listening to our broadcast tonight.
- I agree with Mr. Hilman regarding the
- agricultural sector. The agricultural
- sector must be defended, fought for,
- because our economy, up to now, has
- been based on agriculture, plantations,
- or agricultural products. But why is it
- that development in the agricultural
- sector is not progressing? We can
- compare the lack of progress to, for
- example, Korea, where land is limited,
- but the farmers are so great. We ask
- about the area, but it's like this, it
- means a lot of improvements are needed.
- We agree that it must be developed,
- empowered, and defended. We need a
- leader who understands this so that we
- can develop this first, ensuring our
- own food security. If we prioritize
- development in non-agricultural sectors
- , I see it as if we're...uh, what's the
- proverb that says, "Whatever you chase,
- you don't get what you get in a row."
- Heeh.
- We want to become an industry, so we
- boost that sector with investment, and
- we forget about agriculture. In the end
- , we can't meet our basic needs. We
- even import salt. But the industry
- we're pursuing, with motives and so on,
- we can't control it. So, what you chase
- , you get what you get in a row. Right
- now, the basis of our development, for
- example, is focusing on agriculture to
- ensure security first, to ensure our
- food security. The prices of basic
- necessities are affordable for our
- people. This isn't secure yet. It could
- still disappear. Rice could disappear,
- it could suddenly rise. Uh, when? It
- could disappear at any time. Salt could
- suddenly rise 100%, 200%. In other
- countries, there's never been a salt
- crisis.
- Yes.
- Yes. Like in Pakistan, salt doesn't
- come from the sea, but in the seven
- years I lived there, there was never a
- salt shortage. So what I see is that
- what is being pursued is not being
- achieved. What is conceived is
- scattered. What does that mean? It is
- our agricultural potential that we
- actually have. We develop it through
- this.
- Heeh.
- We can dream of making airplanes,
- making trains, making whatever, go
- ahead. But in my opinion, we have to
- allocate resources to strengthen the
- agricultural sector first so that it is
- comfortable first, then we will move on
- to other sectors. We don't do this
- simultaneously.
- Heeh. Well, because it's simultaneous,
- we end up borrowing, yes, financial
- resources don't support it,
- only borrowing, that's the story. So in
- principle, I agree with Mr. Ilman's
- view, yes, we have to focus on
- agriculture to secure our food first,
- yes, to improve people's welfare by
- providing food availability at
- affordable prices and avoiding
- instability. Yes, that's it. H.
- Okay. Earlier, Mr. Ustaz mentioned debt
- , and there was a question about debt.
- Ustaz, peace be upon you.
- Peace be upon you. The servant of Allah
- did not mention the name of the person
- on 08190586 and so on. Ustaz, our
- country's development uses some of the
- funds from foreign loans and that
- contains usury. So we will use the
- results of the development with its
- usury elements. What do you think,
- Ustaz?
- Masyaallah yes. So the debt given by
- donors to Indonesia, whether from the
- World Bank or from the IMF or from
- certain countries like Japan, America,
- and so on, all contain interest.
- He.
- So it is indeed usury.
- Heeh. So how do we mean we eat the
- results of this demolition from this,
- Sir? Yes, that's true. How else can I
- answer yes? Reality
- yes.
- Um, hopefully we are forgiven by Allah
- Subhanahu wa taala yes in this case yes
- . yes, the development is carried out
- with some loans from abroad
- because our financial resources are
- insufficient yes. Moreover, now the
- current government's appetite is very
- big yes.
- Yes.
- Building infrastructure everywhere
- and taking debt very lightly. H
- because debt is an unavoidable part of
- their dictionary.
- Even though the debt must be
- interest-free, it's never discussed.
- What is the law, uh, the law on the
- government borrowing from donors that
- carries interest? To my knowledge,
- there has been no discussion in the
- Ulema Council, huh? So
- there's no consideration of that, from
- that perspective. The government in
- this case has adopted such a policy,
- the policy of taking debt from other
- parties, from donors, to finance
- development in our country. Actually,
- there are many alternatives, huh, but
- uh, this alternative is never
- considered as something to be followed.
- Yes, it's only a consideration as a
- tertiary study, a study that is not
- complementary in nature, huh.
- Yes, rather than not having such a
- study. Yes, that's why, like all of you
- , what we can do here is ask Allah
- Subhanahu wa Ta'ala for forgiveness.
- Hopefully, we will be forgiven because
- we, what is it called? Can't avoid
- usury in the context of the state, huh.
- In the context of the state. If it's an
- individual, perhaps we can avoid it.
- But in the context of this country,
- it's in everyone's interest. That's all
- I can answer.
- Yes. Okay, I'll move on to the next
- question from a servant of God in
- Cinere. Peace be upon you. Peace be
- upon you. May Allah bless you. May
- Allah
- bless you.
- Ustaz, I'd like to ask about
- Indonesia's natural resources, which
- are currently still being colonized by
- the new colonialism. For example, the
- gold mine in Preeport. What do you
- think, Ustaz? This year is also a hot
- issue again, Ustaz. I want to add more
- time.
- Yes.
- Well, Freeport has been around for a
- long time, since 1978. So, if we trace
- it back, the agreement was actually
- with the New Order government. It
- was still in the early days of the New
- Order, right, during the Suharto
- administration. So, at that time, why
- was it allowed to mine in Irian Jaya,
- or in West Irian, it used to be called
- Irian Jaya.
- Iran Jaya used to be called that. In
- fact, West Irian during the Bung Karno
- era was West Irian in the 1960s. But
- maybe there are strategies or political
- considerations and so on. God knows
- best. What is clear now is that it is
- an agreement and if I'm not mistaken,
- the agreement is very unbalanced.
- Meaning we only get 1%of the profits,
- right? Yes,
- that and that was agreed to by the New
- Order government at that time.
- We also don't know how they agreed.
- What you want to convey, what you want
- to ask is what form is this?
- Imperialism,
- colonialism,
- colonialism, yes, yes,
- even if he doesn't say so, the facts
- show that. How are we given an unequal
- share of the profits when it's our land
- ? How is this possible?
- How is this possible, the question?
- That's more than the Dutch colonizers.
- Yes.
- Yes. That's
- good, Ustaz, let's take the call that
- has come in. Hello. Assalamualaikum.
- Hello. Waalaikumsalam.
- Who are you from? Where, Sir?
- From Depok, Mr. Bambang.
- Mr. Bambang, please. Assalamualaikum,
- Ustaz.
- Waalaikumsalam warahmatullahi
- wabarakatuh, Mr. Bambang. Please.
- Oh, yes. I was waiting last Wednesday
- night, but there wasn't a young man
- like him.
- Okay.
- He wanted to ask about this, uh,
- especially the Indonesian economy. Why
- is it that if you pay attention, most
- investors are either from America or
- China? Why aren't there any in the
- Middle East, where, God willing,
- there's no usury,
- no interest, like the one yesterday,
- like the visit of the king in Saudi
- Arabia, Ustaz. Well, secondly, we have
- a friend asking for information, Ustaz,
- about dinars.
- Dinars, uh,
- yes, there
- will be profit sharing. So, is that
- considered usury or not, sir? Like that
- . Profit sharing is like this, I put in
- IDR 5 million, then every month you get
- IDR 300,000. Did
- you buy dinars like that?
- Yes.
- Heeh.
- So, how about this, Ustaz? I'm still
- confused. That's why I wanted to ask,
- Ustaz, what
- do you do with the dinars, sir? Are you
- invested in them or in
- the dinner?
- Yes. Uh yes, it's invested, take it,
- for example, invest, ee, put in IDR
- million or IDR million
- for 6 months, we are not allowed to
- withdraw, and every month we get this
- and that.
- Yes,
- ee IDR 300,000. Now, I'm also confused
- about this, Ustaz, how can I ask for an
- explanation? Thank you, Ustaz in
- advance.
- Okay, Mr. Bombangasih. I have two
- questions, Ustaz. The first is
- why does it have to be from the West
- and China? If it's the Middle East,
- they say there's definitely no usury.
- Yes, of course. That's the textbook we
- read and we're
- taught in college, that
- makes us go west again, west again.
- Huh, yeah. Uh, but we have to correct
- that first, Mr. Bambang, yes, it's
- called, ee,
- that in the Middle East is free of
- usury, but that's not true. Hehe.
- In the Middle East, there is still dual
- banking. In Saudi itself, there is
- still dual banking. This means that
- there are interest-based banks, and
- Islamic-based banks are also present in
- all of them. Like in Jordan, like in
- Dubai, then in Bahrain, in Kuwait, and
- in Oman, almost everything is still
- dual. So there's no, it's not true that
- in the Middle East, it's basically free
- of usury. That's what we have to
- correct. I'm sorry about this. And the
- Saudi government itself trusts China
- more than Indonesia. The proof is when
- King Salman
- visited Indonesia.
- Heeh.
- We were hoping for investment from
- Saudi Arabia.
- Yes, billions of dollars. But billions
- of dollars, but that was just a promise
- . God knows
- best. Is there any real realization?
- When you go directly from Indonesia to
- China, what's that called? The nominal
- amount is huge.
- Yes.
- How much? 200 billion dollars. We said
- 7 billion, that's very small, right?
- They can reach hundreds of billions
- there, that's extraordinary. So they
- themselves are sensitive to China,
- and if we look at how, eh, China's
- influence and also Chinese goods in
- Islamic countries are super, super big.
- Yes.
- In Pakistan, China built a large road
- that cuts from the north to the south
- to the Indian Ocean. The Indian Ocean
- at the port of Kuadar, if I'm not
- mistaken, is all its land, and the
- amount, if I'm not mistaken, is 20
- billion dollars, which is huge for
- Pakistan.
- Not to mention the Saudis, right? Ustaz
- , right?
- Yes, not to mention Saudis. It's huge.
- Heeh. That's
- why China's power is extraordinary in
- this regard. As long as we read
- capitalist textbooks and always follow
- their prescriptions, formulas, and
- policies,
- we will end up going back to that.
- Yes.
- Because we don't open the Qur'an, don't
- open the Sunnah, how do we try to do it
- in a different form according to the
- basics of sharia that we don't develop.
- Yes. The second question is
- about dinars being invested in
- dinars. I wasn't very clear about that
- earlier. I didn't
- listen clearly. I'm not quite sure,
- so yes, Mr. Bambang was invited to buy
- dinars and invest them
- for 6 months, then earn Rp 300,000 per
- month.
- What I'm not clear about in this case
- is this, Mr. Bambang. He.
- Hey, dinars are money, even if they're
- made from gold, they're still money.
- Hey.
- If we invest in dinars, what form do we
- take? Do we buy dinars, wait for a
- while, and then sell them when the gold
- price rises? Or is it like buying
- dinars and investing them in the real
- sector?
- Hey.
- Building factories, plantations. Then,
- that creates labor, then it produces
- output, and we sell that output to the
- community, and the proceeds are
- returned to us after the sale. We don't
- know what it's called, or what the
- operations are like.
- Hey, I don't know the investment model
- that Mr. Bombang mentioned. He hasn't
- fully explained it yet. So, for example
- , if it's first,
- we buy dinars, wait for a while, and
- then when the price rises, we sell them
- and get the money. So, no matter how
- much you invest, it has nothing to do
- with absorbing labor, it has nothing to
- do with creating jobs, nothing. Because
- this is all in the financial sector,
- even in the dinar.
- Yes.
- What we want is to move from the
- financial sector to the real sector.
- The sector,
- right? This sector will absorb labor,
- create jobs, and then the output can be
- sold to the public, ultimately making a
- profit. So, we share the profits. What
- I mean by investment is that if you
- just wait for prices to rise, like gold
- prices, that's speculation. Is that
- what it's like? God knows best. From
- the explanation above, I don't have a
- complete picture yet. But that's my
- answer.
- However, if the investor is using the
- first or second model, there's already
- been a brief explanation, Mr. Bambang.
- Okay, Ustaz, Mr. Mamang's question is
- likely the last one we can answer
- tonight due to time constraints
- regarding our topic of
- 72 years of Indonesian independence
- from an Islamic economic perspective,
- as a closing statement.
- Yes. Thank you, Masangga. Dear viewers
- of Rasil TV and listeners of Radio
- Silaturahim, wherever you are.
- Interpreting our independence in an
- Islamic context is not only related to
- Indonesia, but to all Muslim countries.
- Because Muslim countries achieved
- independence in a similar way to
- Indonesia. They fought for their heroes
- , there were rebellions against
- colonialism, and there were victims,
- there were martyrs, just like we do.
- Some were martyred, some died on the
- battlefield in the fight to achieve or
- defend independence. And from the
- calendar, it's not that far off. At the
- end of the first half of the 20th
- century and the beginning of the second
- half of the 20th century, Indonesia
- played a significant role. Therefore,
- what we want to understand about
- independence in relation to Islamic
- economics is whether, after our
- independence, during this period, we
- have prepared resources, namely human
- resources, that we manage in such a way
- that they are capable of operating
- Islamic finance or Islamic economics,
- right? Because Islamic economics and
- Islamic finance have become part of the
- national economy and finance or
- financial system. Therefore, we must
- create such a way, we must develop it
- so that it contributes positively to
- development, so that development based
- on interest-bearing loans, which
- contain usury, can be gradually reduced
- and ideally, we can eliminate it
- altogether. Yes, we can just create a
- mudarabah cooperation, profit-sharing.
- Let's not make loans that involve
- interest. Ultimately, what we mean is
- that we make mudarabah mutually
- beneficial. We share the profits.
- There's musyarakah, and so on. Later,
- if we want to explore it, if the
- government is serious about changing
- the pattern of credit lending
- relationships with other countries or
- with donor institutions, it should be
- based on Islamic or sharia-compliant
- methods. I would very much welcome this
- , so that our country can be free of
- usury. Free of usury and free from the
- sins of usury. Because usury is a major
- sin. A
- major sin, a
- major sin that we must avoid.
- So that our lives in this economy after
- achieving independence for 70 years, 72
- years, have meaning for us in the
- economy. Oh, it turns out our lives
- have become purer, cleaner, free from
- usury and its dust. As the Prophet
- Muhammad (peace and blessings be upon
- him) foretold, a time will come when
- you will not be able to avoid usury.
- Even if you can avoid usury, you are
- still exposed to the dust of usury.
- May Allah Subhanahu wa taala forgive us
- all and make it easy to realize an
- economy without usury. That's all.
- Peace be upon you. Okay, thank you very
- much, Ustaz. Oh, brothers and sisters
- who are blessed by Allah Subhanahu wa
- taala. That's the Islamic economy
- tonight with Ustaz Ikhwan Basri from
- the National Sharia Council of the
- Indonesian Ulema Council. Hopefully
- what he conveyed is useful for all of
- us. I apologize for any unanswered SMS
- tonight. I am Angga Aminudin
- accompanied by Muhammad Dedi, Fajar
- Hidayat, and also Yusuf Subangkit.
- Please take your leave. Billahi taufik
- wal hidayah. Subhanakallahumma
- wabihamdika ashadu alla ilaha illa anta
- astagfiruka wa atubu ilaik.
- Asalamualaikum warahmatullahi
- wabarakatuh. When Israel came calling,
- the bodies lay there